As you prepare to move into your new house, following are some tips to keep in mind regarding moving companies and moving insurance:

• There are a variety of costs associated with a move, and most moving companies will provide a free written estimate.
• Estimates of moving costs are typically based on shipment weight and length of travel.
• Professional moving companies are required by federal law to provide some level of insurance; however, additional insurance can be purchased.
• Basic moving liability insurance results in a standard coverage of about $.60 per pound per item. Thus, a 100 pound item would create a liability for the mover on that item of $60.
• With declared value protection or actual cash value insurance, the value of the goods is pre-determined by the owner of the goods, and the mover is liable for this declared value (or the purchase price less depreciation).
• If all the items are lost or stolen, the mover's liability would be the total pre-determined worth of the goods as stated in the moving agreement.
• Moving companies can take up to 120 days after receipt of any complaint to make a decision about paying on the claim.